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Equipment Insurance

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What is Equipment Insurance

Equipment Insurance is a specialised coverage solution designed to protect the essential machinery and tools that power your business. Whether used in construction, manufacturing, events, healthcare, or other industries, equipment represents a significant investment—and faces constant risk from damage, theft, breakdowns, or transport-related incidents. Equipment insurance typically includes cover for the equipment itself, liability for third-party injury or property damage, and financial protection during transit or operation. With the right policy in place, you can safeguard your assets and ensure business continuity when unexpected issues arise.

Comprehensive Equipment Insurance is at the heart of a strong insurance policy. It offers vital financial protection for repairs or full replacement following accidents, malfunctions, or unforeseen mechanical failures. The right coverage minimises downtime, helps avoid costly delays, and reduces the impact of liability claims that can result from equipment failure or job site incidents. Most importantly, it gives you peace of mind—so you can focus on running your operations without the added stress of equipment-related disruptions.

When you choose us for your Equipment Insurance, you’re partnering with a team that understands the risks and demands your business faces. Our tailored policies are built to meet the unique requirements of your industry, offering flexible options, broad protection, and responsive support. With competitive premiums and experienced advisors, we help you stay protected—so your business can keep moving forward, no matter what. Get in touch today to learn how our equipment insurance can support your success.

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Why Choose Us For Your Equipment Insurance

Industry Experience

With years of experience in the insurance industry, we understand the unique challenges of insuring heavy machinery like equipment. Our expertise allows us to create tailored policies that meet the specific demands of your operations and provide the protection you truly need.

Comprehensive Coverage

Our equipment insurance policies offer a wide range of comprehensive coverage options to protect your valuable equipment. We understand the high-risk nature of construction work, and we’re committed to finding the right policy to cover every possible scenario you may face on the job.

Competitive Pricing

We pride ourselves on providing competitive pricing without sacrificing coverage. By partnering with a broad network of insurers, we ensure you receive the best possible rates for your equipment insurance.

Exceptional Customer Service

What sets us apart is our dedication to exceptional customer service. Our team is always ready to assist with any questions or concerns you have about your equipment insurance policy.

Fast and Easy Claims Process

We make filing claims fast and straightforward. Our efficient process helps you get back to work quickly after an incident, minimizing downtime.

Peace of Mind

With our comprehensive coverage, competitive pricing, outstanding customer service, and expert risk management support, you can have peace of mind knowing your equipment is protected. Focus on your work with confidence—we’ve got you covered.

Are YOU In One Of These Industries?

  • Construction
  • Demolition
  • Landscaping & Earthmoving
  • Mining & Quarrying
  • Civil Engineering & Infrastructure
  • Agriculture & Farming
  • Forestry & Logging
  • Pipeline & Utility Installation
  • Waste Management & Recycling
  • Transport & Logistics (Rail & Roadworks)
If you answered yes to any of them, you may need equipment insurance

Types Of Equipment Insurance?

When protecting your machinery and tools, it’s important to consider different types of coverage to safeguard against a variety of risks and liabilities.

1.
Liability Insurance

Covers damages or injuries caused by your equipment while in use, protecting you from legal or financial responsibility.

2.
Property Insurance

Protects your machinery against theft, fire, vandalism, or accidental damage, keeping your valuable assets secure.

3.
Equipment Breakdown Insurance

Covers repair or replacement costs if your equipment suffers mechanical failure or malfunctions, minimizing downtime.

4.
Business Interruption Insurance

Helps cover lost income if your operations are disrupted due to an insured event affecting your equipment, ensuring your business stays financially protected.

Our 4 Step Process To Getting Your Equipment Insurance

Step 1:
Assess Your Equipment Needs

Start by identifying the equipment you need to insure and the level of coverage required. If you’re unsure, our team can guide you to find the right protection for your machinery.

Step 2:
Speak With Our Expert Team

With our deep knowledge of the insurance market, we’ll help you find insurers that offer the best coverage at competitive rates.

Step 3:
Compare Quotes and Coverage

We’ll gather your information and provide multiple quotes from trusted insurers, so you can easily compare coverage options and pricing.

Step 4:
Select the Best Policy

Once you’ve selected the right option, we’ll assist with the paperwork and ensure a seamless transition to your new equipment insurance policy.

Frequently Asked Questions

Equipment insurance protects your machinery and tools against risks such as theft, accidental damage, mechanical breakdown, and liability for injuries or property damage.

Yes, coverage can include property insurance, liability insurance, equipment breakdown insurance, and business interruption insurance, depending on your needs.

Coverage depends on the type, value, and usage of your machinery. Our team can help assess your needs to find the most suitable protection.

Yes, many insurers offer policies that can cover multiple machines, helping simplify management and potentially reduce costs.

Typically, you’ll need details about the equipment (make, model, age, and value), proof of ownership, and information about how it’s used.

Let's get you insured.

1300 080 323

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